From Low to High: Navigating Canada's Shifting Mortgage Landscape
The Canadian Real Estate InvestorNovember 15, 2024
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00:52:4948.4 MB

From Low to High: Navigating Canada's Shifting Mortgage Landscape

The breakdown on the most recent CMHC report

  • Shorter mortgage terms gain popularity as borrowers anticipate future rate cuts, with over half of new mortgages opting for shorter fixed-rate termsā 
  • Canada faces significant risks with 1.2 million mortgages set to renew in 2025, potentially causing financial stress for homeowners transitioning from historically low ratesā 
  • ā ā€‹Rising delinquency rates in non-mortgage credit products serve as early warning signs of broader financial stress among Canadian householdsā 

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