The Canadian Real Estate Investor

Thousands of completed condos sit empty in a housing crisis, and now governments in Ontario and B.C. are using public money to fix it. Nick and Dan break down the Ontario "template", a government-backed buyer for unsold units, GST/HST relief up to $130K per home, and development-charge cuts, and ask...

Ottawa and B.C. just unveiled a plan touching 2,200+ vacant condos, and the headline says taxpayers are now the buyer of last resort. Nick and Dan break down what was actually announced, billions in infrastructure, development-charge cuts, and a condo-conversion plan whose financing details won't dr...

CREA says home sales jumped 5.5% in May, but that "comeback" deserves a closer look . The seasonally adjusted bounce was real, yet actual sales were still 5.1% below last May, itself one of the weakest years in two decades. We break down why a strong monthly percentage can hide a market sitting near...

A 2026 guide to which home renovations actually return money for Canadian investors and homeowners. Walks through the big four (kitchens, bathrooms, basement suites, garden/laneway suites) with three-tier pricing across five cities, then covers the quiet high-ROI wins (paint, doors, flooring), the r...

***Correction: KV Capital's ~$961M AUM as of June 2026 represents capital deployed across lending and investment strategies on behalf of investors, not real estate asset holdings.*** Nick Hill and Daniel Foch are joined by Jesse Warwa, Senior Director of Origination at KV Capital , an Edmonton-headq...

A new Bank of Canada staff paper tracked 9 million mortgage holders and found that mortgage delinquency has a warning signal, and it starts about two years before the missed payment, on credit cards and lines of credit, not the mortgage. We break down the two-year timeline, why households protect th...